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4 Easy to Get Credit Cards

Updated: Jun 8, 2024




Capital One Quick Silver


  • Annual Fee: $39

  • Security Deposit: $49, $99, or $200 for a $200 credit limit

  • Credit Limit Increase: After 5 on-time monthly payments

  • Reports to all 3 major credit bureaus

  • Rewards: Earn 1.5% cash back on every purchase

Capital One Secured Master Card and Platinum Mastercard


  • $39 annual fee

  • Once you pay a security deposit of $49, $99. Or $200 you will get a credit limit of $200.

  • Once you’ve made 5 monthly on time payment you will get a credit limit increase.

  • Reports to all 3 major credit bureaus

  • Earn 1.5% cash back on every purchase








Capital One Platinum Card

  • No Annual Fee

  • No Rewards

  • Credit Increase: Possible within 5 months

  • Reports to all 3 major credit bureaus

  • Ongoing APR: 24.99% (carrying a balance can result in paying more)


Credit One Bank Platinum Visa Card


  • Rewards: Receive 1% cash back on eligible purchases

  • Annual Fee: $0-$99

  • Credit Line Increases: Not automatic

  • Pick Payment Due Date

  • APR: 19.74% - 25.74%

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